FACTintel and Information Privacy

FACTintel is committed to the responsible use of information and to protecting individual privacy rights. FACTintel provides services to businesses that validate data using our products to reduce fraud and mitigate risk in a way that protects consumer privacy. We always seek to protect privacy through the design of our products, systems and through widely accepted information security safeguards.

Privacy Principles

The FACTintel Information Privacy Principles address the personally identifiable information including sensitive personally identifiable information, collected, maintained, used or disseminated in connection with services offered through our platform.

FACTintel applies these Principles to our domestic U.S. products and services where appropriate. In addition, other uses or disclosures may occur as required by applicable law, such as the Fair Credit Reporting Act and its state analogues ("FCRA"), the Driver’s Privacy Protection Act and its state analogues (“DPPA”), and the Gramm-Leach-Bliley Act (“GLB”). If the law requires, or upon request of law enforcement, or, if necessary, to prevent fraud or to protect our computer systems, these principles may not apply.

FACTintel also, from time to time, may revise our Information Privacy Principles by posting changes on our Web site.

Data Security

Data security is a company imperative. FACTintel always endeavors to protect personally identifiable information that we maintain or disseminate through the use of appropriate administrative, physical, and technical safeguards so that it is not obtained by unauthorized individuals or used impermissibly.

Distribution of Personally Identifiable Information

FACTintel seeks to limit the distribution of personally identifiable information. Via our platform and all other services, we will make available personally identifiable information from sources other than public records or publicly available information only to its authorized users. Similarly, where applicable, FACTintel makes efforts to restrict access to information in accordance with privacy laws such as the FCRA, the GLB, and the DPPA and comparable state statutes.

If, upon investigation, FACTintel finds that personally identifiable information has been used or accessed inappropriately or unlawfully, FACTintel will take reasonable steps to stop the misuse or access, educate the user concerning the appropriate use of the information, and prevent similar future misuses. Such steps may include measures up to and including discontinuation of the user’s access to FACTintel information products and services, pursuit of other legal remedies, and the referral of misuse to the appropriate authorities.

Added Protection for Critical Data

FACTintel provides additional safeguards for sensitive non-public personally identifiable information, such as Social Security numbers and driver’s license numbers. FACTintel takes steps to limit the availability and access to full Social Security Numbers ("SSNs"), Driver's License Numbers and State Identification Numbers. FACTintel aims to protect the confidentiality of this personal data by limiting access to SSNs and Drivers License Numbers to certain legitimate and authorized users and FACTintel Inc. subjects this data to added layers of encryption.

Online Privacy

FACTintel believes that the privacy of personally identifiable information obtained over the Internet is paramount. This philosophy drives our efforts to apply our Privacy Principles. We support and accept the inevitable evolution of privacy standards that become applicable to online activity.

Accuracy

FACTintel endeavors to collect and report data accurately. FACTintel recognizes that reporting errors may occur and offers consumers opportunities, where applicable, to dispute and correct information that we report.

FACTintel works to obtain personally identifiable information from established, reputable sources in the government and private sectors. This means that FACTintel takes steps to confirm the quality, reputation and reliability of its private sector data sources before incorporating data from these sources into its products and services. FACTintel also endeavors to obtain assertions from its data suppliers that they have the legal right to license or sell the data to FACTintel.

Education

FACTintel makes an effort to inform its employees and users about appropriate use of FACTintel products and services. We educate our employees and users about privacy and security issues associated with FACTintel information products and services and the responsible use of personally identifiable information.

In and effort to make our commitment to privacy known, FACTintel makes these privacy principles available to the public.

Accessing and Correcting Data

FACTintel wants to give users and consumers a central point of contact regarding their questions about FACTintel and its commitment to the responsible use of personally identifiable information.

FACTintel is committed to informing individuals about the nature of data made available via our products and services.

FACTintel also provides a meaningful mechanism for data subjects, whenever practicable, to review information with our platform that specifically concerns them. FACTintel is also committed, where possible, to providing mechanisms for consumers to dispute and correct information by assisting them in identifying the potential information sources at which corrections should be made.

FACTintel makes efforts to direct individuals to the government and private sources that collect and maintain public records and publicly available information so that they may endeavor to correct any claimed inaccuracies found in that data, and where applicable, direct individuals to consumer reporting agencies where such agency is the provider of the information about the individual.

Staying Accountable

Strong privacy and information security protections are a critical feature in the provision of our products and services. FACTintel values accountability and supports responsible and effective federal regulation of the data industry and FACTintel supports industry governance and active engagement with the privacy community.

Fighting Identity Theft

FACTintel works hard to design products and services that protect the individual from the acquisition of private information for improper purposes, such as identity theft. If an individuals personal information has been improperly acquired FACTintel complies with state law where required and notifies affected individuals. In states where the law does not require notification FACTintel follows it own Security Breach Notification protocol wherein individuals are notified if FACTintel Inc. believes the breach has resulted in, or there is a significant risk that it will result in, identity theft to the consumer to whom the information relates.

Website Information and Security

The following discloses our information gathering and dissemination practices for this website: www.factintel.com. We use your IP address to help diagnose problems with our server, and to administer our Web site. Your IP address is used to gather broad demographic information. We use cookies to deliver content specific to your interests. This site contains links to other sites. www.factintel.com is not responsible for the privacy practices or the content of such Web sites. Our site's registration forms require users to give us contact information (like their name and e-mail address). We use customer contact information from the contact form to send the user information about our company. The customer's contact information is also used to contact the visitor when necessary. Users may opt-out of receiving future mailings; see the choice/opt-out section below. Our site uses an order form for customers to request information, products, and services. We collect visitor's contact information (like their e-mail address). Contact information from the order form is used to send information about our company and promotional material from some of our partners to our customers. Users may opt-out of receiving future mailings; see the choice/opt-out section below.

This site has security measures in place to protect the loss, misuse and alteration of the information under our control.

Choice/Opt-Out

This site gives users the following options for removing their information from our database to not receive future communications or to no longer receive our service. Our site provides users the opportunity to opt-out of receiving communications from us and from our partners at the point where we request information about the visitor. You can send an e-mail to and request to be taken off any of our e-mail lists.

Contacting the Web Site

If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, you can contact:

Legal Information

All information available on the FACTintel Web site (www.factintel.com) is subject to the following terms and conditions. By accessing this site, you agree to adhere to this legal notice. FACTintel reserves the right to change terms and conditions at its sole discretion.

Copyright Information

The information on this Web site is protected by copyright laws: Copyright 2003-2014 Fact Intel Inc. All rights reserved. No information on this Web site may be reproduced or modified in any form or by any means without the prior written permission from FACTintel.

Trademark Information

Trade-mark Information The trade-marks and logos displayed on this Web site are the property of FACTintel, Fact Intel Inc. or other third parties. Permission to use any Fact Intel Inc. trade-marks or logos must be given via written consent by FACTintel, Fact Intel Inc. or the relevant third party. FACTintel Designs are trade-marks of Fact Intel Inc.

Availability of Products & Services

This Web site can be accessed from all countries around the world and may contain references to FACTintel products, services, and programs that have not been announced in your country. These references do not imply that Fact Intel intends to announce such products, services or programs in your country.

Links to Third-Party Web Sites

FACTintel is not responsible for the contents of any linked site or to the links contained within a linked site. FACTintel is not responsible for the accuracy or reliability of any information, data, opinions, advice, or statements made on these sites.

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